All About Citibank loans that are personal bad credit

Just take cost of finances with Citibank unsecured loans & get funds quickly and conveniently. Take advantage of minimal documentation and fast loan approval & take full advantage of our easy and quick signature loans. All things considered, whether it’s a marriage you want to fund, or pay an urgent situation medical bill, what’s the value of your own loan if you cannot contain it as it’s needed. Avail an individual loan with appealing rates of interest, versatile tenures and EMIs so that you can fulfil your preferences without compromising your cost cost savings and current spending plan.

Avail a Citibank loan that is personal and enjoy unmatched advantages such as for instance


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Up to Rs. 30,00,000* for the needs

You need to use the funds to fund medical costs, to renovate your house, journey, fund a wedding into the grouped family members, substitute your home entertainment system, or anything else that you have constantly wished to do but had been held right straight straight back by not enough funds. It really is your option. With loan amounts up to Rs. 30,00,000 and fixed payments that are monthly there is a whole lot you certainly can do with a Citibank personal bank loan.

*Please remember that exceptions to your utilization of Citibank personal bank loan include antisocial, illegal, or speculative tasks, and get of silver in almost any type, including silver bullions, coins, gold precious precious precious jewelry, gold trade traded funds, or gold mutual funds. As well as that, you might be absolve to make use of the funds for what you like to.

Get the funds in only 48 hours^

Your Citibank unsecured loan funds can be around for your requirements within 48 hours (or 2 business days) as soon as you distribute the necessary documents requested by us.

^Although we try and expedite the mortgage disbursement procedure and are usually effective in greater part of the situations, there could be occasions as soon as we require more information before we could finish the job.

Versatile payment choices which range from 12-60 months

You’ll decide to pay big EMIs and close your loan faster or prefer to pay smaller EMIs and close the loan over a longer time of the time. This flexibility can be used by you of preference to determine an EMI quantity that actually works most readily useful inside your month-to-month spending plan.

Fixed interest for greater control of monthly premiums

Citibank unsecured loan is sold with a rate that is fixed of this means your EMIs will stay the exact same through the complete tenure of one’s loan. That is, regardless of the total amount you borrow or even enough time you decide to repay it, you will see no shocks at the beginning of the thirty days – very first EMI to your final EMI, the total amount you pay will stay the exact same throughout.

How exactly to just just take financing without taxing your month-to-month budget?

Your regular unsecured loan EMI re payments should ideally perhaps perhaps maybe not stress your month-to-month spending plan or curb your life style choices. Usage our unsecured loan EMI Calculator to find an EMI amount out you are able to spend with simplicity. Decide to try various tenures and loan amounts to learn the countless choices you’re able to pick from. Refer the chart below when it comes to rates of interest that will connect with you.

Make an informed option with the Citibank personal bank loan EMI Calculator

Get extra funds in virtually no time

You get access to additional funds from Citibank if you are a current Citibank Personal Loan customer, discover how easily. Just click here. On getting your intent for additional funds, our representatives will phone you straight away with the support you will need in understanding and trying to get the more money you require.

Minimal documentation for Citibank Clients

Us an online application or talking to CitiPhone officer if you are Citibank Suvidha customer, getting a Citibank Personal Loan is as easy as logging in to your Citibank Online account and sending. Benefit from the privileges of easy unsecured loan paperwork and track application processing that is fast. Apply now and learn more.

Complete and part-prepayment choices

For loans scheduled on or after October 1, 2015, you can easily shut your loan account in complete; can help you therefore any moment following the very first 12 months as your loan scheduling. For loans scheduled just before October 1, 2015, it is possible to shut your loan account in complete any moment following the very first 6 months of one’s loan scheduling.

Partial pre-payments could be made post the very first 12 months of one’s loan scheduling. In order to make prepayments in complete or component, you’ll want to phone our 24×7 CitiPhone helpline.

Keep in mind that pre-payments attract specific charges, as they are led by relevant conditions and terms. To find out more, please refer the FAQs part.

Balance consol You may take benefit of the severely flexible tenure and attractive rates of interest available on Citibank unsecured loan to streamline and better handle your charge card and personal bank loan outstanding. Transfer them to just one Citibank personal bank loan account and handle your month-to-month cashflow better. To understand more and use, click the link. Our representatives are going to be in touch you avail the benefits of a Citibank Personal Loan with you immediately to help.

Just how can the Loan is paid by me Booking Fee?

The mortgage Booking Fee will likely be deducted through the loan quantity sanctioned during the period of disbursal. For instance, a Rs. 1,00,000 loan having a thought maximum of 2.75% Booking Fee will end up an available loan quantity of Rs. 97,500.

Who are able to submit an application for a Citibank unsecured loan?

Citibank personal bank loan happens to be designed for salaried people, self-employed expert and business people. Current Citibank clients having a Suvidha, Branch or a home loan relationship can avail of Citibank personal bank loan.


Just how long may I decide to try repay the mortgage?

You are able to repay your loan during a period of 12 to 60 months.

The time scale of the time you are taking the loan over will influence the dimensions of your repayments, so you should repay your loan over a longer term if you want smaller repayments. Keep in mind, the longer you are taking to settle your loan, the greater interest you are going to be charged overall.

May I pre-pay my Unsecured Loan?

Yes. You’ll pre-pay your Personal Loan. You have got two choices to create a pre-payment – complete Pre-payment and Partial Pre-payment. You are doing a complete Pre-payment by settling the entire loan outstanding in a single payment that is single. In the event that you choose to make partial prepayment of one’s outstanding quantity, it really is a Partial Pre-payment. Which will make prepayments in complete or component, you ought to phone our 24×7 CitiPhone helpline.

Complete Pre-payment of Citibank Personal Bank Loan

For loans scheduled on or after October 1, 2015, you can easily shut your loan account in full; you can certainly do therefore any moment following the very first 12 months as your loan booking. For loans scheduled just before 1, 2015, you can close your loan account in full any time after the first six months of your loan booking october.

Partial pre-payments may be made post the very first year of the loan scheduling. To produce re re payments in complete, you ought to call our 24×7 CitiPhone helpline.

Partial Pre-payment of Citibank Personal Bank Loan

You could prepay part of the balance that is outstanding of loan at the mercy of the next conditions:

To produce part pre-payment, you ought to phone our 24×7 CitiPhone helpline. When you inform the financial institution of one’s intention to prepay, the lender will think about your request and verify the final amount you meet the criteria to prepay. After making the pre-payment, you’ll have to carry on repaying the subsequent EMIs as per the payment routine provided by the financial institution. The partial pre-payment facility is available when in year.

Whenever do i need to pay Late Payment Charges?

The date that is due the payment of EMIs will be 7th of any thirty days, following a thirty days of Loan disbursement. Re re Payment guidelines will probably be presented from first of any thirty days. We but dont charge any belated repayment fees in the event the payment is delayed.