Car finance that satisfies your preferences
Whether it’s a fresh or car or truck, an AA loan may help you to obtain traveling.
Minimal prices from 3.1percent
Our rates differ with regards to the quantity you intend to borrow, your selected term as well as your credit history.
Complimentary breakdown cover*
One year’ free Basic Breakdown Cover, or perhaps a free add-on if you are currently an associate. Get more information.
Exclusive low price for users
We reserve our loan rates that are lowest for Members. Use our calculator to obtain a personalised estimate.
Given by the financial institution of Ireland British. AA Financial Services Limited is really a credit broker and never a loan provider.
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Representative instance
Representative 8.9% APR. According to a loan of ?4,000 over 36 months, with month-to-month repayments of ?126.37 and total amount repayable of ?4,549.32, which include ?549.32 interest at 8.9per cent fixed.
Crucial: The price you’re offered depends on your individual circumstances – as well as your credit score. The utmost APR you might get is 29.9%. Your loan term shall rely on the mortgage amount sent applications for. We presently provide loan term lengths of just one to 7 years.
Are you qualified?
Start to see the potential for the application being accepted without inside your credit rating.
User price
You have suggested that you are an AA Member* and certainly will consequently get a rate that is exclusive. Before we carry on, please confirm your account quantity below.
* An AA Member is a person which have arranged breakdown cover straight with all the AA rather than as an element of a bank or automobile maker partnership system.
Willing to use?
Enjoy our low price loans. It really is easy and quick to use.
The important points
FEATURES
- Prices from 3.1% APR for loans between ?15,001 and ?25,000
- Fixed month-to-month repayments
- Exclusive reduced loan prices for people
- Instant choice generally in most situations
- Make additional payments or pay your loan off early
- No set-up or arrangement costs
1 An AA Member is an individual which has arranged breakdown address straight using the AA rather than as an element of a vehicle or bank maker partnership system.
* Free breakdown cover
As a fresh AA Loans consumer you’ll receive one year’ Basic Breakdown Cover, or even an add-on that is free you are currently a part.
The Basic Breakdown Cover is for a solitary car plus one breakdown a lot more than 1/4 mile out of your home address – further call-outs can be found for a pay-for-use foundation.
Current users can get an add-on that is free either nationwide healing, in the home or Onward Travel for the remaining of the account 12 months.
Your Basic Breakdown Cover or free add-on becomes available if the application for the loan is accepted. The chosen add-on would be renewed immediately us not to unless you tell. The breakdown that is free isn’t available in the event that you curently have AA breakdown address during your bank or automobile maker. Listed below are all of the stipulations.
Manage your loan
Help handle your existing AA Loan.
Award-winning loans
About loans
What’s an APR?
The APR you obtain can vary greatly through the rate that is advertised. This is actually the rate that is representative we anticipate many people whom apply to have.
The price you might be offered is supposed to be a personalised price predicated on your overall specific circumstances including credit information held you borrow and length of time you borrow for about you by the credit reference agencies, the loan amount.
Obtaining an AA Loan
You are able to use online and can get a decision that is instant many instances.
Who are able to use?
To meet the requirements to apply you have to;
- Have now been A british resident for at the least three years
- Be over 21 with no more than 70 if the loan term ends
- Be employed with an income of ?12,000 or higher
- Not need reputation for County Court Judgments or bankruptcy
- Have actually a UK based bank or building society account that will pay direct debits
Just how long can a loan is taken by me for?
Loans can be found between 1 and 7 years (with regards to the value of one’s loan).
Could you tell me exactly how much a loan will surely cost without the need to offer my personal statistics?
You can expect a personalised price that will be according to your own circumstances and quantity you want to borrow which is consequently essential to capture your individual details. Please be aware that people usually do not provide a quotation that is indicative. A credit search will be registered at the Credit Reference Agencies if you proceed and submit an application.